Independent Mortgage Loan Specialist
We’re Not a Bank Limited to Its Own Proprietary Loan Products
We Partner with The Largest Lenders in The Industry.
How Can We Help You?
Prism is an Authorized First-Time Home Buyer Down Payment Assistance Lender
Prism Mortgage Loans is an Independent Full-Service Mortgage Loan company specializing in traditional loans, borrowers with minor credit issues, Self-Employed, 1099, ITIN Number-no social security number, statement only, and W-2 Only borrowers. Prism is a not a big bank or corporation limited to its own proprietary loan products.
We partner with the largest mortgage lenders in the industry offering all types of mortgage loan products and programs including United Wholesale Mortgage, Rocket Mortgage, Flagstar Bank, HomeBridge, and Bluepoint Mortgage.
We Want to Be Your Partner.
First-Time Homebuyer Programs
An opportunity to level the playing field of home ownership. The State of California has a vested interest in increasing homeownership. When you own a home, you increase the tax base for your community, improve community services, while lowering your own taxes and keeping more of your income.
What Loan is Right for You?
Whether you’re buying a home or investment property, refinancing, downsizing into your forever home to take advantage of tax benefits, or buying a new home with a reverse mortgage, we’re here to help you determine the right type of loan for your situation.
Real Estate Partners
Loans are much more than dollars and cents. Your customers are unique individuals with hopes and dreams-but at times they may experience challenging issues on the road to reaching their goals.
Prism offers a one-stop solution to your mortgage loan needs.
WHY CHOOSE PRISM?
Because It’s The Advice That Makes the Difference
When you partner with Prism you will receive objective, Conflict-free advice. We tailor our programs and services to the diverse needs of our customers, enabling them to remain focused on understanding and meeting their real estate needs. Working with Prism can give you a loan advantage over the competition with our loan products, programs, and expert advice.
Regardless of the situation, we want to earn your business and be your partner in navigating the mortgage loan marketplace.